Holiday Property Finance in UK and Europe

Home Advertise Why Choose Us Contact Property Financing Are you looking to finance a property in the UK or Overseas? Are you looking to start a property investment portfolio? Well if you are there are plenty of options you have available. Buying a property abroad The UK market has increased significantly over the years and even with small decreases in prices it can make buying a property very difficult. More people are considering buying abroad to get on the property ladder as in certain places prices are realistic to current incomes. These properties can then be rented out or used as holiday homes for groups of friends and families. It is most certainly more common to fulfil that dream of buying a holiday home or alternatively moving abroad to your desired destination. Whatever your drive is read the detail on the pages below to see what you need to consider when buying a property overseas. Professional Advice Always make sure you use qualified professionals when buying abroad. Only negotiate with estate agents that are officially registered and hold a license. Make sure your solicitor fully understands the law and speaks and understands the local language. Location, Location, Location It may seem simple but always run through the following considerations on investing in property abroad: • What is the main driver of buying property abroad • How close is the nearest airport? • How close is the beach? • Do you want to own inland or on the coast? • How close are local amenities, restaurants, shops, bars etc? • Are there any sporting activities nearby like golf courses, swimming pools etc • How close do you want your neighbours? • How much space do you want for the property? • How popular will the property location be? Costs Always ensure you discuss the costs and legal process in detail with your solicitor to make sure there are no hidden fees. Make sure you have your finances in order and don't leave yourself short. There can sometimes be high taxes on buying. You may need to consult a tax specialist on advertising in the UK and abroad to ensure your tax demands are met in the necessary country. Making An Offer When making an offer abroad make sure you do so in writing. Check that all prices, descriptions, amount of deposit, expected timelines etc are all detailed. Also your solicitor should play a key role to make sure everything is covered. Buying a property in the UK Buying a property in the UK is a little easier than abroad when it comes to understanding the law. When it comes to deciding on the correct property to rent out this would start with the budget available. As with buying property abroad you still need to consider the following: • What is the main driver of buying property • How close is the nearest airport? • How close is the beach or forests etc? • Do you want to own inland or on the coast? • How close are local amenities, restaurants, shops, bars etc? • Are there any sporting activities nearby like golf courses, swimming pools etc • How close do you want your neighbours? • How much space do you want for the property? • How popular will the property location be? Rental value Always ensure you can afford the property as you aren't guaranteed to let it all year round. Research the rental value of relatively similar rental properties to ensure you are competitive. UK Cottages Cornwall Devon Somerset Dorset Villas & Apartments Spain France Cyprus Greece

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